Larkridge Funding Group, a small-business funding broker in Decatur, Illinois, is a broker, not a lender. From 134 N Merchant St it helps Macon County owners compare six kinds of business funding and introduces requests to lending partners, which make credit decisions and set rates and terms. Consumer loans and funding for farms or trucking firms are outside its work.
Funding Group on the sign, broker in practice
Larkridge Funding Group is a broker, not a lender. The name says Funding Group, but the money in any deal comes from a lending partner, and so does every decision about it. Larkridge Funding Group connects you with lending partners; partners make credit decisions and set rates and terms.
We are the step before the partner. We ask what the business needs the money for, explain which structures could pay for it and how each is repaid or collected, and send the request to partners that offer that structure. Then we help you read what comes back.
Where to find us
Our address is 134 N Merchant St, Decatur, IL 62523, in Macon County, Illinois, and our phone number is (217) 296-7415. Most conversations happen by phone. For the county's business figures and local context, see our Decatur, IL page; for directions and contact details, the contact page.
What we work on
- Working capital, business term loans and business lines of credit
- Inventory financing and equipment financing or leasing
- Merchant cash advances (a sale of future receipts, not a loan)
- Requests from restaurants, medical and dental practices, contractors and retailers, among others
The full process is set out in the four steps.
What we will not do
- Lend money, approve requests or set rates and terms
- Tell you a partner will say yes before it has reviewed anything
- Handle consumer borrowing such as personal, payday, title or home loans
- Arrange funding for agriculture or trucking businesses
- Blur the line between a merchant cash advance and a loan
Our role is set out formally on the disclosures page.
By Larkridge Funding Group · Updated